ARE YOU A "BROKE COLLEGE STUDENT?"

My boyfriend can not stand when I say "Yea, I'm a broke college student." His face cringes every time I utter those three words. Of course, I am not completely broke, my account does not have $1.17 in there LOL. When I say that I mean in terms I am not where I personally want to be financially.

I dream of going on luxury trips, carrying the latest Chanel bag, or getting my tress done every two weeks but in my reality I live on a budget. I am pretty sure I am not the only one. There are notions that college students only eat Ramen Noodles, buy generic brands, and use one-ply tissue haha but I am here to say I don't eat ramen noodles(very salty) I eat out-a little to often LOL, I can afford my Dove, Shea Moisture and other name brand products. One-ply who?? Only two-ply touches this bottom LOL.

If you are about to head off to college or trying to save every bit of that refund here are tips to help you stay afloat:

1. Employment: Get a real job. Pick up a part time position. Many companies and employers understand you're in school, they are willing to work with your school schedule. Try work studies, get a job on campus. This could be a position you work the rest of your college career.

2. Budget: Look at your school's event calendar, your college/university may have seminars on learning to budget. Learn how much money is coming in and going out. Pay for your needs, not your wants.

3. Save: Save that money. You joined the budget train, take a step further and save a percentage monthly. It could go towards paying off loans or emergencies.

4. Free and Discounts: I love free stuff.! Don't you? Get all the free stuff you can in college- school supplies, makeup samples, books, or hygiene products. Students receive discounts tons of places. Do research and ask questions to find them. 100+ Stores That Give Student Discounts

5. Be Creative: Think outside the box. When you are looking for a job be creative and use your resources. Do freelance work or join a temp agency. Taking those types of positions open you up to more experiences and items to put on your resume.

Do you have methods of staying financially afloat? Please share.!
Until next time.....